Disability Rights Awareness Month

Jesus Christ in white robe gives a helping hand to the faithful, crucifixion cross on background. Son of God, christian faith symbol

“Not All Disabilities Are Visible”

South Africa celebrates National Disability Rights Awareness Month annually between 3rd November and 3rd  December. The 3rd December is the International Day of Persons with Disabilities and is celebrated as National Disability Rights Awareness Day. The theme for 2021 for the International Day of Persons with Disabilities is “Not All Disabilities Are Visible”.

The definition of disability

Disability is the consequence of an impairment that may be physical, cognitive, mental, sensory, emotional, developmental, or some combination of these. A disability may be present from birth or occur during a person’s lifetime.

The South African government outlined a month-long campaign centred around weekly sub-themes designed to raise awareness for people living with disabilities. 

These themes are reflected in the Medium Term Strategic Framework of government, with the intent to “focus conversations on priority areas identified by the disability sector”.

Why do we need a disability rights awareness month?

Many persons living with disabilities still face stigma daily. The goal of National Disability Rights Awareness Month focuses on removing barriers to improve the quality of life of people living with disabilities. 

What can you do?

It’s important to assist in raising awareness and educating people about the urgency of improving the quality of life of persons with disabilities. Therefore, South Africans are urged to do their part. 

This can be done by coming together within our communities to discuss the implementation of policies, programmes and possible legislation. South Africans are also encouraged to engage on public platforms to “showcase innovative ways and means by which barriers to inclusion could be removed”.

Furthermore, we can also volunteer time and offer services in various centres. Remember that caring for those who need assistance cannot be postponed.

Absence of healthcare leading to disability

Approximately 17% of South Africans have access to private healthcare (medical schemes). The inequality is evident as the balance of South Africans relies on the state for healthcare services. We are in phase three of the implementation of National Health Insurance (NHI). The government aims to have NHI implemented by 2025.

A contributing factor to disability is the lack of healthcare that leads to illness and, if left untreated, leads to disability and death. For example, diabetes can be treated and managed effectively. As a result, patients can lead an everyday life, but the disease can lead to losing a limb resulting in disability if left untreated.

Disability and financial planning

Disability cover is a component of risk cover typically included in risk cover (life assurance) policies. The various types of disability cover include lump sum or capital disability, income replacement, temporary disability, dreaded disease and sickness benefits. These benefits can be purchased in an individual capacity and a group life/risk policy by an employer for employees.

How can Phoenix FSG help you?

Phoenix Healthcare Consultants can help you by ensuring you have appropriate medical scheme or primary healthcare cover to prevent illness from developing into disease and disability.

Phoenix Financial Planning Services can help you by conducting a comprehensive financial needs analysis to establish the most appropriate disability cover to protect your standard of living and income in the event of disability.

If you are an individual or a company, complete the contact section on the right-hand side for a no-obligation consultation.

“Abled does not mean enabled. Disabled does not mean less abled.” ― Khang Kijarro Nguyen

Author: Clayton Samsodien
Group CEO
Phoenix FSG (Pty) Ltd.

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Thank you for your interest in our Phoenix FSG!

Phoenix FSG provides a new generation type of consulting, advisory and support services by establishing a number of specialised subsidiary companies in the areas of healthcare, wellness, employee benefits, short term personal and commercial lines as well as life assurance and invest product lines.

We would like offer you a complementary full portfolio assessment. Kindly fill out the form and provide us with either a contact number or email address and one of our consultants will be in touch soonest.

Since appointing Phoenix as my medical aid broker in June 2022 I have experienced nothing but exceptional service.

I have been a member of Discovery Medical Aid since 1997. Over the 24 years since joining Discovery I have had several Medical brokers, most of whom provided between little to no service, generally not replying to emails or ignoring telephonic calls. Phoenix is different. They immediately respond to any queries and monitor the query until it is resolved.

When joining a medical aid a medical broker is automatically allocated to you and the cost of this broker is included in the monthly levy paid to the medical aid. I can strongly recommend that anybody who is a member of a medical aid switch their broker to Phoenix. By doing this you will at least receive some value for the monthly that is automatically deducted for payment of a medical broker.

M A Short

Although I have only been working with the Phoenix Group team for a few months, I have worked very closely with Clayton Samsodien on multiple clients. I have only experienced absolute professionalism and impressive efficiency from Clayton, who has an open, patient and friendly manner with everyone whom he interacts with. He is always willing to go the extra mile to assist his clients and their staff members with their requirements.

I would highly recommend the services of Phoenix Group.

Cherice Len

“Dealing with Clayton is always a pleasure. He ensures that he keeps in contact with me whatever my requests are and always ensures to communicate with me. His customer service is impeccable and that is extremely important to me.”

Beverley Williams

“My experience with Phoenix has been nothing short of incredible. After a near death medical incident I was faced with the rude awakening that my finances were not in check. Clayton was very hands on and supportive – he made what was a daunting and intimidating task for me – easy, effortless and quick. My finances are now all organised and in order and I can sleep knowing that one aspect of my life is taken care of and in good hands.”

Garth Brown